June 30th, 2009 — 06:26 am
According to the article “Know the value of your designer wardrobe!” very few of us are put off shopping for designer clothes by the credit crunch. Women who shop (and men, though not so many in comparison,) cannot and will not be deterred by silly obstacles such as lack of money!
What makes a person shop till they drop even in the face of an ever-shrinking overdraft facility? Is it because we all feel we need to ‘keep up with the Joneses’ or that we need to reward ourselves for struggling through a difficult month? The determined shopper needs no excuse.
One thing the insurance companies have noticed is that in most cases fashion purchases are left off the accumulative values of our contents insurance even though a winter coat could set us back the same as a wide screen television!
Ladies and gents – grab a pen and get that paperwork done!
Comment » | Insurance
June 29th, 2009 — 08:57 pm
Soon to be married asked: What does anybody know about being a financial advisor or planner? do you have to get a degree for it or is there just a class for it specificaly?
Content supplied by Yahoo Answers
Comment » | Financial Services
June 29th, 2009 — 06:50 pm
asked: Seems to me that PMI is very costly for the home owner, especially me with a perfect credit rating and new funding source to maintain a mortgage if I lose my job (my job is very secure). Please any suggestions on how to get the PMI waived by the mortgage company.
Content supplied by Yahoo Answers
7 comments » | Renting Real Estate
June 26th, 2009 — 08:40 pm
lisashopping2003 asked: we are interviewing financial advisors to help us invest about 250k in mostly cash some stocks/mutual funds. what is a reasonable fee to expect to be charged on an account of this small size by a fee-only financial advisor? is it worth it?
Content supplied by Yahoo Answers
Comment » | Investing
June 26th, 2009 — 01:52 pm
livinlife asked: My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you paying? Is it fixed or does it go up every few years? We live in Florida also. Any help would be appriciated.
Content supplied by Yahoo Answers
7 comments » | Insurance
June 25th, 2009 — 06:25 pm
Melissa T asked: With the three credit scores being different, which do they use to determine you qualification for a mortgage? Or do they simply average all three scores. My husband has two scores at around 540 and his transunion is at 605. What are his chances?
Content supplied by Yahoo Answers
5 comments » | Credit
June 25th, 2009 — 08:25 am
LadyLiberty asked: I have $60,000 in various student loans, but since consolidating my combined payment is only $300/month. I have no other debt. Do lenders view student loan debt differently due to the flexibility of the loans? Also, would they look more at the total amount of the debt or the monthly payment when determining the rate and loan amount?
Content supplied by Yahoo Answers
2 comments » | Renting Real Estate
June 24th, 2009 — 07:49 pm
Chochi asked: I’m currently on a repayment plan on a rental property for the 1st mortgage. The 2nd has been charged off by EMC mortgage and sent to an outsourced collection company called LCS. Does anyone have any experience on how to deal with LCS and what rights I have to settle this 2nd mortgage. Can they freeze my assets? Will they seek a Judgment?
Content supplied by Yahoo Answers
1 comment » | Renting Real Estate
June 24th, 2009 — 03:07 am
Alberto M asked: The taxes in our area when up drastically. My friend asked me to review his tax bill and I noticed he did not have a Homestead or Mortgage exemption. He has a 30 year mortgage on the property and it is his only primary residence. He’s had the mortgage for five years. Is there a way for him to recoupe some of those taxes because he didn’t have those exemptions. Is his mortgage company responsible?
What about the back money that is owed to him because the county was over charging because he did not have those exemptions for 5 years
Content supplied by Yahoo Answers
1 comment » | United States
June 22nd, 2009 — 04:26 am
dre_gh asked: I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so i took a 24 credit hour course in residential mortgage lending but unfortunately i haven’t been able to find a job because i do not have any mortgage or lending experience. What else should i do to achieve my carer goal?
Content supplied by Yahoo Answers
Comment » | Renting Real Estate
