July 31st, 2009 — 10:26 pm
Amie A asked: I live in a three unit condo. The second unit is vacant (the owners moved out 2 years ago) and the unit is in foreclosure. We (the condo association) needs to contact unit 2’s mortgage company for back payment of unpaid condo fees. How do I find out their mortgage company?
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3 comments » | Renting Real Estate
July 30th, 2009 — 04:44 am
Eruvadhron LOE asked: What exactly is life insurance and how does it work?
I don’t understand, won’t you be dead or something so what does it do for you?
What happens if it doesn’t get cashed in, what does that mean?
Sorry I don’t understand, please explain.
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7 comments » | Insurance
July 29th, 2009 — 07:03 pm
Ronaldo asked: For example if my 1st mortgage is $1000 per month and i charge a rental income of $1000 per month, is it a wash? Or do i get the $1000 rental income added to my gross monthly income and have the $1000 mortgage payment added to my monthly liabilities?
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4 comments » | Renting Real Estate
July 29th, 2009 — 06:29 pm
Georgia_Rulex91 asked: After the completion of Fafsa and such, I only need $11,000 or so to pay for my upcoming freshmen year of college tuition. My parents are unwilling to sign loans for me to go and I can’t guarantee that the private scholarships I’ve applied for will be enough to cover the remaining costs. Is there anyway at only 17 I can get loans myself or come up with the money before my freshmen year begins in august. Please help.
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3 comments » | Financial Aid
July 29th, 2009 — 08:56 am
The internet gives us access to lots of things from the comfort of home that you used to have to depend on a professional for.
In the past, if you wanted to buy stock you had to go to a broker. But now it is just as easy to buy stocks online.
And you will make money more for yourself since you will not pay broker’s salary thru big commission fees from your stocks.
The first step to buy stocks online is to find a website that will provide you with the access to the market and the tools you need to make smart investment choices.
Since you will share your bank account and credit card information to make an account, it is important to pick a well known company. It is always advisable to pick a good online broker to do business with.
There are a lot of online brokerage to choose from. Make sure to shop around and choose one that offers cheap fees per trade with no additional fees, like for falling below a minimum balance or when you want to close the account if you wish to do so.
You may want to look at some analysis tools that your broker has to offer, because this will be very important to your ability to make a decision when it is time to buy or sell stocks online. Using these tools, you can learn about share prices.
You may also want to start slow and very simple until you really understand the market and its fluctuations. You can see the fluctuations from stock market chart.
A much safer approach for the long run is buying quality stocks which has high value and you better hold on to them instead of keep trading.
Comment » | Finance
July 29th, 2009 — 02:21 am
MusicalFab asked: I recently got hired at Waddel and Reed and will be training to be an entry-level financial advisor upon completion of 3 licenses. Having formerly been a teacher, am I going to find it much more difficult than I can imagine?
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Comment » | Financial Services
July 29th, 2009 — 02:08 am
LJO asked: Hi. I am currently a Finance student seeking a future job as a Financial Advisor. I am still in school but would like to start building my experience in the Finance industry. Where can I start (entry level positions)?
Any advise would be helpful.
Thanks!!
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Comment » | Financial Services
July 27th, 2009 — 08:51 am
Alice Z asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup if they are bound to pay back an amount that is at least equal to the total amount paid?
I have tried to do some research on my own, but I still can’t seem to fully understand this matter. Any help will be greatly appreciated!
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4 comments » | Insurance
July 26th, 2009 — 05:05 pm
Olivia asked: My mortgage interest rate is 6.875% and the APR is 7.504% Does the APR of 7.504% sound right if the interest rate is 6.875% ? My mom said that the 2 numbers should be closer together than that. Also, my mortgage banker never even mentioned an APR, and since we are 1st time home buyer’s, we were unaware of it. We only knew about the Interest Rate. Thanks for the help.
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4 comments » | Renting Real Estate
July 25th, 2009 — 11:39 am
remo7 asked: I would like to go to the public records office and find specific mortgage information. For example, what type of mortgage someone has.
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2 comments » | Search Engine Optimization
