Student loans not in repayment or in deferral included in a mortgage loan application as an expense?

Ana C asked: Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense [...]

Are there any mortgage companies that work with a 585 score?

Keyosha W asked: I’m in the market for a house, but my score is kinda low, does anyone know of a mortgage company that can work with a 585 score? I know interest will be high but I’m ready to be a home owner. DTI is good.

2nd mortgage Foreclosure: How long is the delay to put it on your credit?

hruss7 asked: We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we [...]

How do I help families not see life insurance as a bill but rather protection for their family?

~Secretrose~ asked: I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales [...]

Where can I find others’ opinions on reputable mortgage companies?

skategirl asked: We are looking to refinance our mortgage. We had a bad experience with a mortgage broker the first time around. Aside from the BBB, are there any websites where I can find others’ opinions/experiences with mortgage companies?

Having received some offers already, there are a few which look too good to be [...]

How do they process your student loans when you almost at your borrowing limit?

Southerngirl29 asked: I have around $4500.00 left in student loans, and I have two semester left of college. In the fall, I am taking 15 hours, but in the spring I am only taking six. Will they offer the remaining of my loans for the fall semester, and I can use my pell [...]

How To Save Cash On Your Car Insurance

During these rather harsh financial times I am sure that we could all do with some tips on how to save some extra money. There has never been a better time to save money on your various insurance renewals. In this article I will be explaining about the ways in which you can ensure you [...]

Flooding and the “It won’t happen to me!” syndrome.

According to the article “Ignore the pitfalls of a sea view property at your peril!” if you have a waterside property you want to sell, you could be laughing! Even as the warnings come in that levels of flooding to England’s coast has been greatly underestimated.

Holiday homebuyers are flocking to estate agents of Devon and [...]

Where can I find a financial advisor in the Philippines?

g-money asked: Where can I find a financial advisor in the Philippines? Is there a financial company that has advisors or stockbrokers that could do all this work for me. I want to invest in GOLD and SILVER there but I don’t want to deal with any scams.

Do you know of any financial [...]

How does mortgage companies work when a person dies?

twister382836 asked: My mom and sister are both named on the mortgage. Payments are still being made. My mom just passed and my sister does not have a job because she was caring for our ailing mother.