What happens to the Life insurance policy if the petitioner gets a death sentences?

Cheshire Cat asked: I’m just curious about the following scenario
Lets say someone has a life insurance and get a death sentences.
Would the life insurance policy be automatically void?

What is the average percentage commission net to dealer for a financial advisor?

Dean T asked: I am considering and opportunity as a financial advisor and the recruiter told me aroun 65-70% is where I would start. Is this normal for a new financial advisor?

How can my husband open a life insurance policy?

mommy-to-be asked: We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we’d be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our [...]

Can a first mortgage be refinanced to a lower rate if there is also an existing second mortgage?

cookingmomma asked: If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished – does the existing second mortgage put a monkey-wrench in refinancing the first?

Specialist Debt Advice

OK, you are in a bet of a mess; your debt is spiralling out of control; you are struggling to sleep at night and you are feeling a sense of guilt. You feel depressed, angry at yourself and that you have let everybody down. Does the above sound familiar? Many many people are in a [...]

What is the best mortgage advertisment you have seen?

Mike asked: I am a Mortgage Broker looking for some good ideas for advertising. What is the funiest or best mortgage ad anyone has seen? Any loan officers out there with any creative new ideas?

What life insurance is best for a husband and wife who are newly pregnant?

alicia asked: My sister and her husband just found out they’re pregnant, and now her husband is researching life insurance. Which is best for a new family? They make average income for a couple.

What can a person expect from a financial advisor?

Nosy Posey asked: I am considering employing the services of a Financial Advisor. What exactly do they do? Are they helping you budget? Improve your credit? Invest your dollars? What can I expect, as I need to make sure I get my money’s worth!

Thanks!

Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?

ashok asked: One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers [...]

Do life insurance companies check your medical records after you die?

Dick J asked: Let’s say that you get life insurance and claim to be a non-smoker. Then let’s say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?