How does shorting on a foreclosure work?

Christopher B asked: Can you explain the process of shorting on a foreclosure? How do the negotiations work with the lien holders? What would be a normal offer for a foreclosure property (as a percent of retail value)? Thanks, first best answer gets my ten points.

Will my real estate agent, a family friend, automatically have access to my personal finance situation?

Jess asked: I would like to keep my personal financial details private but want him to still get my business. Perhaps I could have him handle the contract only.

Please recommend software for personal finance and budgeting?

JLM asked: I am interested in a good program that will interact with my bank online, for personal finance (IRA’s, 401K, mutual funds) as well as household budgets and debt reduction/mgmnt. I don’t need business software. I have Quicken Deluxe but have not installed it yet. I’m sick of keeping track of things on paper!

What is a good personal finance software?

movielover07 asked: I am looking for a personal finance software that is user friendly, safe and that can download information from the banks websites. I don’t have time to sit and enter every transactions so I want something that will work with the websites. Any ideas??

The Debate: Stocks versus Bonds

Brought to you by trend trading.

Whereas shares give investors part ownership of a company, bonds are loans made by investors to corporations or governments. Rather than benefiting from company profits the way that stock holders do, bond holders receive a fixed rate of return – a percentage of the bond’s original offering price. The return [...]

Debt Problem Help And Using Debt Relief Agencies

Finally we have realised just what a problem debt can be when you take on too many debts. To some it seemed obvious that we could not go on expecting the cost of houses to continue rising at several percentage points each month. So many debts were secured on the value of property that it [...]

What stores are soon going to be bankrupt?

. asked: I have tons of gift cards and would be wondering which ones to use.. I don’t want to automatically use all of them cause I would like to save it. I know KB toys just filed for bankruptcy.. What other stores are going to be bankrupt? Is Footlocker, American Eagle, Forever 21 going [...]

Is Personal Finance the same as it was 10 years ago?

R B asked: I have 2 big books on personal finance: the Wall Street Journal Lifetime Book of Finance and Jane Bryant Quinn’s book on it. They’re both from 1998 or earlier. Should I read them or should I invest in a new book?

What is the best personal finance magazine focusing on how to spend your money, savings tips, etc?

Kyle asked: I know that Money and Kiplingers focus on investments and 401k which are good things that I already do, I’m more interested in reading article and tips on other things dealing with money. Thanks.

How can you get out of a auto loan with a company that has gone bankrupt?

SmileyPooh asked: I have a car that I financed with a company only to find out that the company has gone bankrupt. I want to trade that car in on another one with another finance company but I am as they say upside down and locked in with the company that has gone bankrupt. [...]