Archive for December 2009


Where I can find unsecured personal and business loan lender that work with loan broker ?

December 30th, 2009 — 07:41 am
personal loan
needanswer asked:


I call some banks but they told me that clients need to be present at the bank and apply by their self. is it legal to apply personal loan online on behalf of client and by their authorization ?
Thanks for answer !

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Comment » | Personal Finance

Can I get a personal loan with a recent foreclosure on my credit?

December 30th, 2009 — 04:43 am
personal loan
Natalie M asked:


I have about $6000 in credit cards and two car loans that equal $36,000. I would like to refinance my car loans and pay off my credit cards. Do you think anyone would give me a personal loan with a recent foreclosure on my credit?

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5 comments » | Credit

How long does a personal loan take to process?

December 27th, 2009 — 09:45 pm
personal loan
Super PI asked:


So lets say I go to the bank and ask for a loan of $20,000 US.

How long would this take to process, from the date I go to the bank to the day I actually have the funds in my account/check.

Please if you have personal experience.

Thanks!

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10 comments » | Credit

What’s the difference between bank foreclosure and homeowner’s association foreclosure?

December 24th, 2009 — 02:17 pm
foreclosure
In_trouble asked:


My sister is already facing bank foreclosure but she also just got a letter saying that she will be facing homeowner’s association foreclosure because of unpaid dues. They’re filling a lien against her … I don’t understand the difference … I thought only banks could foreclose.

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3 comments » | Renting Real Estate

Can personal loan be taken after discharge from bankruptcy?

December 24th, 2009 — 07:31 am
personal loan
Laura asked:


My friend was discharged some 4 years ago. Is it possible for her to take a personal loan? Will getting rid of credit cards be feasible or a bad idea?

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6 comments » | Credit

Where can I get a personal loan for a very low ineterest rate?

December 24th, 2009 — 04:04 am
personal loan
Dawn R asked:


I want to get a personal loan for about $5000.00 and want a low interest rate. The banks are around 12%, which is too much for me to pay back a month. Does anyone have any suggestions?

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4 comments » | Personal Finance

What’s the difference between a regular foreclosure and an REO foreclosure?

December 21st, 2009 — 11:59 pm
foreclosure
BlackDahlia asked:


I’ve been looking up foreclosures at the county office to buy a foreclosure (the ones about to be auctioned). Someone said I should be looking at REO foreclosures. What’s the difference, and how do I buy one and or get info on these?

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5 comments » | Renting Real Estate

What happens to your debt if your financial institution goes bankrupt?

December 21st, 2009 — 11:14 am
bankrupt
Jack S asked:


Do you get away with scot-free? Because in my opinion if you lose your pension, or your house because a financial institution goes bankrupt, then you should also lose anything you owe to that financial institution.

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3 comments » | Personal Finance

Can personal loan interest be tax deductible if you use the loan to buy property?

December 21st, 2009 — 10:57 am
personal loan
gabyrig asked:


If you get a conventional mortgage, your interest is tax deductible. If I take out a personal loan to buy my primary residence, can I deduct interest from that personal loan when I file my taxes?

Thanks.

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1 comment » | United States

What are my chances of getting a personal loan?

December 20th, 2009 — 09:21 pm
personal loan
axr asked:


Hi, I am a non-us resident with an H-1B, with no debt right now making 60K a year renting an apartment with a 93 toyota car. I am able to save $1500 a month. I would like to apply for a personal loan of about $25000 to repay a loan I took back in my country where is interest rate is extremely high and I am wondering what you guys think about my chances.
Question two would be is there any not-for-protfit agencies that can help me with choosing the best loan. PReferably it is not online.
Third question is can I get a car loan and then not buy a car and use it for other purposes?
Thanks

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2 comments » | Credit

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