According to the article “Why bike insurance is as vital as your crash helmet!” some insurance companies will not insure high value bicycles. What makes a bike ‘high value’ I hear you cry! If your bicycle is worth over two hundred pounds, we are finding the home insurance providers are not keen to tack it on to your policy. You will need to go out and get some quotes from specialist bike insurers which is a bit more effort but worth it in the long run.
When you do sort out some insurance, don’t forget to check it for its terms of agreement. There will be certain places that you cannot leave it and certain places they will prefer you to leave your bike at night (possibly inside your home). Also, check the small print on accident damage when riding or even racing, just to make sure EVERYTHING is covered.
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