bankrupt?

opinionman asked: has anyone filed for bankrupcey .what is the overall effect?and when do you no its time to file ?

Applying for a personal loan will it affect us in buying a home?

YSM asked: We payed down our credit cards and we need a personal loan to pay off a college degree and do some fixer upper in the house we have now. We want to buy another home will this affect us in getting a loan with the bank for our new home? Our [...]

How can you remove a foreclosure from your credit?

Jos asked: Can a foreclosure be removed from your credit after a year? How long does this stay on your credit report?

When a person declared bankrupt, how long is the record stays with the creditors?

RG asked: Bankrupt persons record stays for 6 years with the credit reference agencies.Is this record stays with the creditor for the same period or longer?

What happens if a company goes bankrupt and you have credit cards?

Shhhh asked: If a company goes bankrupt, and you have a credit card with them, what happens? Does it clear or do you still owe the payments? Just curios..

What is the easiest way to take out a personal loan?

meggiecakess asked: I’m 19 years old, I go to school, I’m a waitress at Applebees, I have my own credit card which I pay on time, and I would like to take out a personal loan so I can do some work on my car. It needs a bunch of new parts. I also need [...]

home foreclosure HELP where do we go and how do we start refinancing?

catchi asked: Wasn’t the bailout suppose to help homeowners refinance if they were facing foreclosure? How? Was there any agency or website to go to in order to start the process?

How will taking out a personal loan affect my credit?

KenCosgrove asked: I got an offer from Capital one to take out a 10,000 personal loan, requiring no collateral at a pretty high rate. Kinda need the money for moving expenses and feel like I can pay it off well ahead of schedule. But will this be sabotaging my credit?

What type of contract is a personal loan where installment payments are made monthly?

skye_12299 asked: I live in the state of Ohio and I am trying to figure out if the personal loan I signed for through a financial institution is considered written contract, written account, or promissory. I made monthly installment payments.

How would foreclosure effect my spouse’s credit whose name is not on the mortgage?

Jack D asked: My business was severely impacted by the economy, and I’m now facing foreclosure. When we signed our mortgage, my name was the only one recorded. How would the foreclosure effect my spouse’s credit. We live in California if that matters. Your answers will be most apppreciated.