What is the best personal loan to take out? Are there any with little to no interest?

pisces220 asked: I am thinking of taking a personal loan this year to help me with some extra expenses. Any advice? Thanks!

Are there any mortgage companies that work with a 585 score?

Keyosha W asked: I’m in the market for a house, but my score is kinda low, does anyone know of a mortgage company that can work with a 585 score? I know interest will be high but I’m ready to be a home owner. DTI is good.

2nd mortgage Foreclosure: How long is the delay to put it on your credit?

hruss7 asked: We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we [...]

Can you get a mortgage after ALMOST foreclosing on your home?

rpost52 asked: I have a friend who got into some trouble paying his mortgage when his wife went on unpaid maternity leave. They got behind on their mortgage and ended up going into foreclosure on their house.

They were able to scrape up the money they needed to pay it off, but they are still pretty [...]

How does making your mortgage payment bi-weekly save you money?

honeybear asked: I got a letter in the mail from the bank that says paying our mortgage payment bi-weekly instead of monthly could save us $40,000 to $100,000 in interest and reduce our mortgage term by 7 to 9 years without refinancing. How does this work?

loans?

jguerrero14 asked: I got someone to cosign for my autoloan but will they be able to if they have a few loans already taken out?

How do mortgage companies determine which credit score to use?

Melissa T asked: With the three credit scores being different, which do they use to determine you qualification for a mortgage? Or do they simply average all three scores. My husband has two scores at around 540 and his transunion is at 605. What are his chances?

Can Asset Acceptance LLC resubmit a debt to the credit agencies after statute of limitations?

river59 asked: Asset Acceptance is holding two small utility debts of mine. The statute of limitations has run out but they resubmitted the debt to the credit agencies as if they are new. Can they continue to resubmit a debt after the statute of limitations has run out? How do I fix this?Content supplied by [...]

What does debt relief companies do for you?

justapiece44 asked: How do they proper? Is what they do legal and does it really stop collection calls? What if a person is already in a payment program where they have access to your checking account and you turn your debts over to a debt relief company? What is the procedures. [...]

How long does debt stay on a credit report?

~ Jamie ~ asked: I am helping my best friend clear up her finances and she has many, many old collection notices on her credit report that are helping to drag her rating down. They are probably 4-7 years old. Do these ever fall off? Or get written off? It seems like they just keep [...]