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wormwar1 asked:


LOL. Sorry. I have to laugh at myself for asking that question.

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showmethemoney asked:


I own my home. My first mortgage is $380,000 my second mortgage is $90,000. I have approx $60,000 in unsecured credit card debt (approx 12 accounts). My home has dropped in value by about $40,000. What are my options? I would like to eliminate all my credit card debt and have at maximum 3 accounts to lower my monthly payment. (1st mortgage, 2nd mortgage and other debt).

Does anyone have advice on how I can do this? My credit score is 670.

Thanks

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O D asked:


I am in big trouble I don`t know how to administer my money I am a spender. Now I`m in debt with credit cards and I want to pay. I can`t get another job, is there any online or free service that helps you to organize your debts and payment or another way of getting help to organize and cancel your debts?

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countrygirl asked:


I just recently transferred two of my credit cards into two 0% for 15 months each. They both have a $4,000.00 balance. Should I double up payments on both or do one at a time?

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Southerngirl29 asked:


I have around $4500.00 left in student loans, and I have two semester left of college. In the fall, I am taking 15 hours, but in the spring I am only taking six. Will they offer the remaining of my loans for the fall semester, and I can use my pell grant for the spring or will they split the remaining loans between the two semesters?

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gserrado asked:


I am on my last year of Grad school and I run out of student loans. I had the federal loans and a citi-assist loan but my school is telling me that I maxed out on the amount of loans I can get (the full cost of attendance). What can I do? I see there are private student loan option but some say maximum is total cost of attendance… this means I am ineligible? what are my options?

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Georgia_Rulex91 asked:


After the completion of Fafsa and such, I only need $11,000 or so to pay for my upcoming freshmen year of college tuition. My parents are unwilling to sign loans for me to go and I can’t guarantee that the private scholarships I’ve applied for will be enough to cover the remaining costs. Is there anyway at only 17 I can get loans myself or come up with the money before my freshmen year begins in august. Please help.

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Tesoro asked:


Like if I have $1000 now gathered from working as a student for 2 years, can I use that to pay some of the loan back? Or, is it that once I start paying back loans, I can’t stop, and I must consistently pay them back every month?

Also, do student loans have minimum sums we are allowed to pay every month? Like can it be that i’m only allowed to pay if i’m paying in a minimum sum of $800 or $1000?

P.S. this is not for me, so its not like I can look over a contract or anything like that.

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Alex asked:


I just transferred undergraduate schools and still have some student loans from my previous school (Sallie Mae and Federal Direct loans). Is there some sort of clearing house that my new enrollment status will be sent to so that the loan agencies know that I haven’t just stopped going to school (and thus cause my loan payments to become due)? Or must I obtain enrollment verification from my current school and send it to each loan agency myself?

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Lyric asked:


I was denied loans to obtain my bachelor’s in nursing because I ALREADY have a bachelor’s in business. I need my nursing degree for the field I now want to go into, but I have to get student loans to obtain it. I have never had a student loan so why is this so difficult? Will the new stimulus package help with the student loan process?

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