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According to the article “Why bike insurance is as vital as your crash helmet!” some insurance companies will not insure high value bicycles. What makes a bike ‘high value’ I hear you cry! If your bicycle is worth over two hundred pounds, we are finding the home insurance providers are not keen to tack it on to your policy. You will need to go out and get some quotes from specialist bike insurers which is a bit more effort but worth it in the long run.

When you do sort out some insurance, don’t forget to check it for its terms of agreement. There will be certain places that you cannot leave it and certain places they will prefer you to leave your bike at night (possibly inside your home). Also, check the small print on accident damage when riding or even racing, just to make sure EVERYTHING is covered.

Has the world gone mad? Many say with all the safety provisions and warnings in place that we are living in something called a ‘nanny state’. But has it gone too far now that it’s being extended to animals? Seems a bit crazy to me and I am open-minded! I can only imagine the outrage of other less broadminded people when they get to hear this! Being told to steer our dogs clear from all the fun things they normally encounter while out on their ‘walkies’ will most likely have pet owners up in arms!

According to the article “Walkies on a short lead for ‘Nanny State’ dogs!” there is good reason why we are being told to watch out for our dogs. Every year about twenty five thousand claims are being made on our pet insurance and out of this a huge proportion to do with injuries originating on dog walks!

In order to avoid incidences of our dogs getting hurt or ill while on their walks we are being encouraged to keep them on a tighter rein. By not playing “catch” with sticks that could splinter and preventing them from diving into algae ridden ponds are life saving measures we could all take into consideration.

Vital as it is to have good insurance (public liability and damage) for your new two-wheeled mode of transport, it is equally important that you bring some good bicycle common sense into the bargain.
According to the article “How to outwit thieves when cycling to work!” being sensible can play a large role in your bicycle security.

The notion of purchasing a lovely shiny bicycle and leaving it at the train station as you sail off into the horizon without a care in world is great…in an ideal world! The shinier and more expensive a bicycle is, the more of a distraction it is for the opportunist thief. He or she will think all their Christmases have come at once.

The overall message of this posting is be sensible and resist the urge of buying the nicest bike that you have ever laid your eyes on, and buy instead, the basic by reliable bicycle in the corner for your commute. If you ignore this advice you may regret it.

Students make easy targets for burglars. Not only are they known for being easy going when it comes to security, they are recognised as worthwhile targets. The bounty from breaking and entering a student’s property is often well worth all the risk with valuables like laptops, phones and I-Pods up for grabs!

According to the article “No place like home – a sensible student’s guide!” students enjoying independence for the first time are often unaware of the consequences of leaving doors unlocked until it is too late!

It is an exciting time for new students being away from home for the first time! Life can be trying at times but you don’t always have to learn life’s lessons the hard way! Make sure those windows and doors are locked at all times especially when you are not occupying the property and get some good home contents insurance for those ‘just in case’ situations!

Calling all new students! Here are some easy tips for student survival. They are so simple you will wonder why you didn’t think them up on your own! You being the one brainy enough to study for a degree! Before even setting off for university, there are one or two preparations that will significantly enable you to adapt to student life without building a sweat or denting your ego!

According to the article “Students – get money savvy or else!” many students will find responsibility at their doors for the first time and this could have devastating consequences unless you stay on top of the action with a little preparation. If you don’t learn the basics of budgeting, you could be sucked into a world of debt in no time at all.

Before setting off for your first day at the big university learn how too budget your money. While respecting the fact that you have been handling money for some time now, you will need to learn that every time you eat you will have to pay out money and this will mount up. If you can’t cook to save your life, abandon the idea of surviving off Pot Noodles and learn to cook a dish or two (something with pasta and something with eggs and veggies might help a lot!) Check out the places to eat close by where you can save money using your NUS card. I promise you, by the end of the first term, you will be an expert in bargain grocery buying and where and when the student saver nights occur!