Resisting the glamour to fool the thieves!

Vital as it is to have good insurance (public liability and damage) for your new two-wheeled mode of transport, it is equally important that you bring some good bicycle common sense into the bargain.
According to the article “How to outwit thieves when cycling to work!” being sensible can play a large role in your bicycle [...]

Student theft – Don’t learn the hard way!

Students make easy targets for burglars. Not only are they known for being easy going when it comes to security, they are recognised as worthwhile targets. The bounty from breaking and entering a student’s property is often well worth all the risk with valuables like laptops, phones and I-Pods up for grabs!

According to the article [...]

How can someone purchase a life insurance policy for someone else without them knowing?

ilovebobsaget2 asked: I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person’s knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing [...]

Can a Mortgage Company hold your insurance check for the repair of your building?

Charles C asked: My building suffered damage with a hail storm. The insurance company sent me a check made out to the mortgage company and to me. Now the Mortgage company is holding the funds and I can’t finish the repairs needed. My mortgage payments are up to date.
The repairs are done, the Mortgage company [...]

What is the difference between accidental death life insurance and regular life insurance?

Sweetask asked: What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn’t all deaths (excluding illnesses) be accident? If you only buy life insurance and don’t include accidental death insurance then what is usually excluded? Thanks!!!
(I know its different for every insurance company, I am just wondering [...]

What type of life insurance do you have and why you have it?

Financial JUSTICE asked: I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. [...]

Swallow the bitter pill of debt … or do some prep!

Calling all new students! Here are some easy tips for student survival. They are so simple you will wonder why you didn’t think them up on your own! You being the one brainy enough to study for a degree! Before even setting off for university, there are one or two preparations that will significantly enable [...]

How do I help families not see life insurance as a bill but rather protection for their family?

~Secretrose~ asked: I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales [...]

Flooding and the “It won’t happen to me!” syndrome.

According to the article “Ignore the pitfalls of a sea view property at your peril!” if you have a waterside property you want to sell, you could be laughing! Even as the warnings come in that levels of flooding to England’s coast has been greatly underestimated.

Holiday homebuyers are flocking to estate agents of Devon and [...]

What happens to the Life insurance policy if the petitioner gets a death sentences?

Cheshire Cat asked: I’m just curious about the following scenario
Lets say someone has a life insurance and get a death sentences.
Would the life insurance policy be automatically void?