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Molly asked: Hi, Lj asked: If your mortgage is coming up for renewal but as a result of an accident you no longer have the Income you were getting from Self Employment can they refuse to re-mortgage your house? The monthly mortgage payments have always been paid every month and never in arrears. Are there any [...] Neither Republican nor Democrat asked: Here’s a fascinating story from The Wall Street Journal: Despite the downturn of the mortgage market, a type of home loan has remained surprisingly sturdy: one extended to illegal immigrants….For loans more than 90 days in arrears, ITIN mortgages have a delinquency rate of about 0.5%, according to independent estimates. [...] Vanity asked: If your lender only has one plan that you don’t agree to, if HUD says that you have to be behind at least 4 months, and your arrears is keeping you from obtaining a small loan, what do you do, besides wait for foreclosure? KJB asked: Basically I want to know if mortgage payments are made in arrears or paid ahead? And we also pay into our escrow account at that time, is that the same as the principal interest in terms of paying in arrears or ahead? sherie asked: My partner and I are first time home buyers. We have saved almost 20% of the property and both have secure well paying jobs. Unfortunately we do not know much about mortgages and want to get the best deal possible. Should we see more than on broker? Should we get our own mortgage [...] hi1358496543213215 asked: What is the best company for mortgage leads? I need mortgage leads. Seniors today often live with a great deal of financial uncertainty. The retirement they imagined may not be consistent with the reality they face.Incomes are flat or declining, living and medical expenses are higher than ever and few income boosting alternatives exist. Even those who have heard about Reverse Mortgages may be unsure about how [...] vals.beach asked: I have two homes with the same mortgage co. One I can’t afford and the other I can. The one I can afford has a little equity. Can they force me to sell it if I go into foreclosure? TM W asked: So Far this year I have paid over fifteen thousand dollars in interest on my mortgage. Is there a certain percentage that is refunded when I do my taxes? Also, are closing costs refundable too? |
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