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In_trouble asked:


My sister is already facing bank foreclosure but she also just got a letter saying that she will be facing homeowner’s association foreclosure because of unpaid dues. They’re filling a lien against her … I don’t understand the difference … I thought only banks could foreclose.

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BlackDahlia asked:


I’ve been looking up foreclosures at the county office to buy a foreclosure (the ones about to be auctioned). Someone said I should be looking at REO foreclosures. What’s the difference, and how do I buy one and or get info on these?

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Missi B asked:


Mortgage company put us into foreclosure on the 1st because of being behind in the escrow but there is a second on the house, with the same company. How does that work?

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Dude111727 asked:


I have an investment home, with more to come, and I would like to keep track of this on my computer. I currently use Quicken 2007 for my personal finances. If possible, I would like a program that I can do everything in.

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Uncle Pennybags asked:


I keep seeing in the news that foreclosure’s are up XX% in the last year. What they never say is what the foreclosure rate actually is. I mean if it’s up to 4% from 3%, that’s a dramatic 33% increase, but it also means that there are still 96% of people still paying their mortgages.

I just want to know what the real number is.

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babiiprycess asked:


How does one deal with a foreclosure? Is the buyer allowed to look inside the house and should one go to bank if interested in buying a foreclosure home.

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juicyfruit asked:


I’m interested in buying a home in foreclosure, but I don’t know what the different stages are or what they mean. I’ve seen notice of default, real estate owned, notice of foreclosure sale, and pre-foreclosure. Can someone please tell me the stages (from beginning to end) and what that means to me as the potential buyer? Thanks.

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Icecream asked:


If someone with an A paper loan goes into foreclosure because their home is worth less than half the value of the mortgage therefore bank does not approve short sale, and they lost their job, how does the process work? This would be for CA. And how long does it stay on the credit report and would existing credit card rates go up?

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Christopher B asked:


Can you explain the process of shorting on a foreclosure? How do the negotiations work with the lien holders? What would be a normal offer for a foreclosure property (as a percent of retail value)? Thanks, first best answer gets my ten points.

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Jess asked:


I would like to keep my personal financial details private but want him to still get my business. Perhaps I could have him handle the contract only.

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