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Child support affecting credit for mortgage loan?

admin — Tue, 20 Dec 2011 07:44:59 +0000

Tangled Web asked:

Many years ago when my husband divorced his ex-wife, he was self-empoyed and missed several payments. Four years ago, he filed necessary documentation to have the arrears included with his monthly payments, increasing his payments monthly to include an additional $100. After four years, the Texas Attorney General’s office is showing it outstanding and consistently late. We are trying to purchase our first home but are having trouble getting the financing as his FICO score is reflecting this issue. What can we do to get around this issue and get approved? We have documentation that shows he is current on child support and current on the agreement to pay arrears.

What would happen if you do a strategic foreclosure?

admin — Sat, 10 Dec 2011 11:09:30 +0000

accountantwmp asked:

I am thinking about buying a much cheaper place and letting my current place get foreclosed to the bank. I know my credit would be damage, but can the purchase of a cheaper place get forced into foreclosure as well. What bad things would happen to me if I do such a thing?

What can happen when a bank becomes bankrupt?

admin — Sat, 03 Dec 2011 01:48:44 +0000

wise_one asked:

What can happen when a bank becomes bankrupt?
i just found out my bank has bankrupt, the same bank that gave me what i needed to buy a townhouse.

Now what would happen to me and all other people now that the bank becomes bankrupt?

Is that bad or good?

How can people say insurance companies should be able to deny based on pre-existing conditions?

admin — Sat, 03 Dec 2011 00:52:51 +0000

Thor bless the USA asked:

Let’s look at an example.

Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments.

The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to stop the insurance. Later, Bob gets re-hired, and despite the fact that he can afford insurance, he can never get it again, because he has a pre-existing condition.

But no, we need LESS government regulation of the insurance industry. LOL!

How fast can I make my mortgage company foreclosure on my house?

admin — Sun, 27 Nov 2011 06:35:22 +0000

jedihush asked:

I havent missed a payment yet but I am planning on moving within 4 months.I will let the house go with March being my last payment.Is there anyway I can help my mortgage company expedite the foreclosure? This is probably a strange question but I would like to know if it is possible to get the house out of my name within 4 months.
I know it will affect my credit but I cant sell the house because it is worth way less then what I bought it for.

What reputable health insurance companies are out there?

admin — Mon, 21 Nov 2011 09:28:52 +0000

LOVER asked:

My mom doesn’t have health insurance and my job doesn’t give insurance to family members.

I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.

Do you know any health insurance companies that can accept low monthly payments since I don’t get paid that much?
We live in northern california.

How does the insurance company find out about moving violations?

admin — Sun, 20 Nov 2011 17:00:25 +0000

fgeel asked:

My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he’s received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

after mortgage completed when is first payment due?

admin — Fri, 18 Nov 2011 05:17:16 +0000

quillie asked:

my remortgage was completed on the 30/11/07 and they wanted first payment on the 1/12/07 (yep the day after) we were not prepared for that, so that put us a month in arrears, does this sound right, can anyone advise.

How can you tell if a pension can be attached on a court judgment- Ohio?

admin — Sat, 12 Nov 2011 10:29:01 +0000

RJ asked:

Won a court judgment on money owed, did bank attachment, garnishment hearing, three deposits going into bank account social security, (can’t touch) work pension and deceased husbands pension. Judge says pensions may be attachable, how do you find out if they are?

Where are foreclosure notices published in the public record in Miami Dade county?

admin — Sun, 06 Nov 2011 21:37:14 +0000

kitcat asked:

Is there a way to find homes that are currently in foreclosure prior to auction?