How can I be on our mortgage without an existing credit score?

schweezy7 asked: My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will [...]

What happens if a person dies after taking a personal loan?

Hari asked: Hi, I have a doubt please let me know … what happens to the loan , if a person who has taken the personal loan dies? Do the bank takes all the assets belongs to the person?

How to deal with a 2nd mortgage that has been sent to collections?

Chochi asked: I’m currently on a repayment plan on a rental property for the 1st mortgage. The 2nd has been charged off by EMC mortgage and sent to an outsourced collection company called LCS. Does anyone have any experience on how to deal with LCS and what rights I have to settle this 2nd mortgage. [...]

What is the debt to total assets average ratio for the application software industry?

Elena asked: I need to compare Microsift’s debt to assets ratio with the industry’s average.Content supplied by Articlesbase.com

What is a good percentage of debt to total assets in personal finance?

Claudio F asked: I think that I would feel comfortable to have 30% of my assets in debt, but I never had debt before, so I am not sure about that.
For instance, if my total assets are $100,000, then I would feel confident in getting $30,000 in debt.Content supplied by Articlesbase.com