I just took out my first mortgage on a home. How long do I have to wait before I can refi for a lower rate?

Brice asked: With the average mortgage rates dropping, I am wondering if there is a minimum amount of time you have to pay on your mortgage before you can refinance? 1 year?

How much money do mortgage brokers make?

Carson asked: I heard that mortgage brokers drive Porches and make tons of money. By and large, how much does the average mortgage broker make?

How much mortgage debt is there in the USA?

Given all the worries about credit in this country, and subprime mortgages, I was curious as to what the entire amount of home mortgage debt is. There are about 110 million households in the country, with 70% of them owned residences. Let’s say there are 75 million owned homes. Not all have [...]