What determines the interest rate for repayments on a mortgage?

Carefree asked: In the US, after the initial low interest rates a few years ago, why did interest rates rise which caused borrowers to default on their mortgage repayments?
Thanks Jason, but I’m interested in finding out why exactly did those interest rates fluctuate?

All About Denver Adjustable Rate Mortgages

There has been a lot of talk about adjustable rate mortgages these days. Are they to blame for the housing crunch and the problems that people are facing? Not necessarily. There are still adjustable rate mortgages out there that can be the best options for hopeful Denver home owners. These can be goodDenver mortgage products.How [...]