What are other options to bankruptcy to get your debt restructured, especially heavy credit card debt?

PizzaTony asked: This is related mainly to my personal business, and personal finances. Any help on this, or an organization to help with credit card debt consolidation, would be greatly appreciated.

Best way to reduce credit card debt without a bank loan?

S.C. Mike asked: What is the best way to reduce credit card debt without getting a loan?

Is there any credit card debt company that will reduce debt without negatively effecting on your credit?

Marie Q asked: No Spam, Spam will be reported

How can I reduce my debt with the following situation?

showmethemoney asked: I own my home. My first mortgage is $380,000 my second mortgage is $90,000. I have approx $60,000 in unsecured credit card debt (approx 12 accounts). My home has dropped in value by about $40,000. What are my options? I would like to eliminate all my credit card [...]

Is credit card debt considered an open account or a written contract?

Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a [...]

How much debt is too much when you want to apply for a home loan?

hmmm asked: I would like to apply for a home loan, but I have some credit card debt. I have good credit – never missed a payment, never been late, etc. I just don’t know if having credit card debt will cause me to be declined.Content supplied by Articlesbase.com

How can I get debt consolidation with hospital bills and non credit card debt?

A B asked: I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?