When a person declared bankrupt, how long is the record stays with the creditors?

RG asked: Bankrupt persons record stays for 6 years with the credit reference agencies.Is this record stays with the creditor for the same period or longer?

How long after a debt has been created can a creditor report to the credit bureau?

Avery S asked: I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections [...]

What happens to a real mortgage when a debtor files for bankruptcy?

I’m a creditor whose debt is secured by a real mortgage. I’ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code. What will happen to both my loan and my mortgage? Will I be enjoined from foreclosing the mortgage? The insolvent [...]