after mortgage completed when is first payment due?

quillie asked: my remortgage was completed on the 30/11/07 and they wanted first payment on the 1/12/07 (yep the day after) we were not prepared for that, so that put us a month in arrears, does this sound right, can anyone advise.

What do you do when your mortgage broker lies to you about your refinance?

Blondie asked: Working with a mortgage company to refinace my home and the agent keeps telling me not to worry, we will close guarnateed. Now after a month and we still havent closed, we havent made a house payment in 2 months because he told us not to, and now the loan may not [...]

What is used to calculate the 31% for mortgage restructuring?

Josh L asked: What is used to calculate the 31% for mortgage restructuring?
My actual mortgage payment is less than 31% of my monthly income, however, my mortgage plus escrow is greater than 31%. Which counts?