Where can I find a personal debt consolidation loan for people with bad credit?

sonija asked: I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a [...]

Why Do you Need a Bad Credit History Secured Loan

One of the worst things that you can do in life is getting a bad credit history. If you get a bad credit history it becomes very difficult for you to get loans from any place and any bank.I found this the hard way when I went to get a loan for my new car. [...]