How do you obtain a personal loan from a bank?

juicy asked: I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for [...]

How do they process your student loans when you almost at your borrowing limit?

Southerngirl29 asked: I have around $4500.00 left in student loans, and I have two semester left of college. In the fall, I am taking 15 hours, but in the spring I am only taking six. Will they offer the remaining of my loans for the fall semester, and I can use my pell [...]

How do student loans work? Once I start paying them back, do I have to pay back consistently?

Tesoro asked: Like if I have $1000 now gathered from working as a student for 2 years, can I use that to pay some of the loan back? Or, is it that once I start paying back loans, I can’t stop, and I must consistently pay them back every month?

Also, do student loans have [...]

What does it mean when my student loans have a zero balance due to a claim?

river85715 asked: My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also [...]

What is the fastest way to get rid of student loan debt?

Ubiquitous asked: I’m paying off a lot of credit card debt and currently have my student loans in a deferral status. But the big monthly payments will start up again at the end of this year.

Aside from trying to drop off the radar screen or looking for a much better-paying job that [...]

How does a home equity loan work?

I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being [...]

Credit Card Bankruptcy Avoidance

There was a time when credit was not very easy to get. Borrowing money for any reason was actually considered shameful, and being “in debt” was simply scandalous. If people wanted to buy things that they wanted or needed they simply SAVED; they did without those things until they could afford to pay for them [...]

Unravelling Student Loans

 

The problem that most parents face is the prospect of paying for a child’s education; lets be realistic, most parents are not that fortunate to have been born into wealth.

 

We encourage our children to seek a higher education all of their lives, and rightly so, but while we are encouraging them, we also need to [...]