Your Credit Information And Borrowing Power

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The bank world is foreign to many consumers outside of the industry. While many people labor over their Myspace and Facebook profiles and rewrite resumes to best reflect their employment profile, their financial profiles go neglected. Usually, they don’t even think about what their financial situation looks like on paper, until they [...]

Discussing How Foreclosure Affects Your Credit Report

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Nothing is worse for your credit score than a foreclosure or a bankruptcy credit report. Not only will these red flags remain on your credit record for seven years, but your score could drop as much as 300 points overnight, impacting your ability to borrow money for years. Your credit report [...]

The Required Steps To Improve Your Credit Rating

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One may think the best credit rating is gained by someone who owes nothing and lives credit-free. However, the best loan candidates are people who have what is known as “good debt” and who continue to pay that debt off in a timely fashion. Mortgages, home equity loans, auto loans and student [...]

Understanding Credit Information And How It Effects Our Shopping Power

The bank world is foreign to many consumers outside of the industry. While many people labor over their Myspace and Facebook profiles and rewrite resumes to best reflect their employment profile, their financial profiles go neglected. Usually, they don’t even think about what their financial situation looks like on paper, until they are denied a [...]